Our dedicated specialty finance team combines both transactional and regulatory advice to provide class-leading comprehensive advice to institutional lender and corporate clients.

Clients and expertise

We provide a partner-led service across a range specialty finance structures and asset classes.

Ranked by Chamber & Partners as a market leader in advice on consumer finance, we draw on this expertise and on bringing together experts with a broad range of skill sets and experience to focus on this sector.

We work with banks, financial institutions, alternative lenders, investors and corporates. Our experience covers advising in relation to a diverse group of consumer and SME finance businesses operating in the sector including:

  • bridge finance providers
  • mortgage providers
  • short term consumer lenders (both secured and unsecured)
  • car finance providers
  • equipment and vehicle lessors
  • peer to peer platforms
  • e-wallet providers
  • card issuers

It is a highly regulated, dynamic and innovative sector with unique challenges. We have the expertise and experience to help you navigate and meet those challenges.

They have a very strong financial services team. They are commercial and definitely work closely with you to deliver what you need.
Chambers UK 2018

Our recent experience includes acting for:

  • UK clearer in respect of a £15m senior revolving collateral base facility provided to a Fin Tec business
  • Investors of Advancis Limited trading as Buddy Loans in relation to obtaining FCA approval and subsequent senior debt arrangements
  • Clydesdale Bank PLC with the development and implementation of its specialty finance product offering and underlying documentation
  • A lender in relation to the £100m+ collateral base facilities made available to the Richmond Group/Amigo Loans group of companies
  • The Royal Bank of Scotland plc in respect of a £25m borrowing base facility provided to an asset leasing company
  • Automotive finance business on its underlying product documentation as part of securing further investment
  • PNC Business Credit in relation to a £20m revolving borrowing base facility made available for the financing of bridging and other short term property development finance products made available by a prominent North West business
  • Funder in connection with the provision of a £15m limited recourse facility for financing underlying customer lease agreements
  • The Royal Bank of Scotland plc as bookrunner and mandated lead arranger alongside a syndicate of lenders in relation to the £245m refinancing of the borrowing base facilities provided to the Jerrold Holdings/Together Money group of companies

Key contacts

Amanda Gray

Amanda Gray

Divisional Managing Partner, Finance and Projects

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James Tarleton

James Tarleton

Managing Associate, Specialty Finance, Asset Based Lending, Trade and Supply Chain Finance

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