Zoe's recent experience includes acting for:
- advising challenger bank on its >£1bn entry into the second charge mortgage lending market through forward flow arrangements.
- advising long-standing client, FCA-regulated Fin Tech lender, on its funding journey: including >£200m senior and mezz borrowing base facilities, >£250m forward flow arrangements and >£250m revolving securitisation warehouse facility.
- advising innovative fintech startup on its £160m forward flow arrangement, under which new-to-market evergreen revolving credit account receivables are sold, structured alongside AG's risk-weighted assets analysis.
- advising long-standing clearing bank client on multiple borrowing base facilities; including its £100m innovative Sustainability (environmental and social impact) structured financing to a point-of-sale consumer finance platform and its £100m structured financing to a SME specialist lender, with backing from the British Business Bank under its ENABLE Guarantees scheme.
- advising insurance and pension fund investors on structured ground rent / income strip financings utilising securitisation technology.
