EXPERTISE
Joanna advises financial institutions and corporations on a broad range of transactions.
Her expertise spans a wide range of financial matters, including regulatory matters concerning the activity of financial institutions in Poland and conventional financing techniques. Specifically, Joanna specialises in corporate lending, real estate finance, trade finance, export finance, and sovereign lending. This diverse expertise enables her to provide strategic guidance across various complex financial transactions and regulatory landscapes.
Joanna has been numerously ranked by Chambers Global and Europe as leading lawyer in banking finance and regulatory banking.
Work highlights*
- Cerberus: advising on regulatory aspects of acquisition of Velobank S.A.
- Bank Gospodarstwa Krajowego: advising on numerous ECA financings.
- Resi4Rent: advising on 16 financings of the acquisition and construction for the R4R platform.
- EPP and Henderson Park: advising on financing of a €166m loan from Berlin Hyp in order to refinance three regional office centres.
- Major card organisation: advising on structuring products for the Polish market including Apple Pay and Google Pay.
* Experience gained prior to joining Addleshaw Goddard
- Education
University of Gdańsk – MA in Law 2001
- Testimonials
"Joanna Gawlicka has an exceptional level of sophistication and commercial awareness." Chambers Global 2025
"She is very good when it comes to knowing Polish market practice and what the regulators want and how it will behave. That is fantastic in a jurisdiction we are not as familiar with and she is very good at hand-holding and pre-empting questions." Chambers Global 2024
"Joanna is open to understanding the needs of lenders and borrowers at the same time. She is not only flexible but can propose solutions." Chambers Global 2023
- Languages
- Polish – native
- English – bilingual proficiency
- French – professional working proficiency
- German – limited working proficiency
