Nicola advises pension scheme trustees and sponsoring employers on a range of matters, including automatic enrolment, closing defined benefit schemes, amendments, interpretation of rules and governance. In the context of insolvency, she advised the trustee of a scheme whose sponsoring employer went into a CVA and then liquidation, a company on its acquisition of an insolvent company that did not pass over member contributions deducted from members' salaries, and insolvency practitioners on entering into a deed of adherence on an employer's behalf.
One of her key trustee clients is the trustee of a sectionalised multi-employer pension scheme for non-associated employers. A number of the benefit levels were designed to mirror public sector schemes, so she is familiar with such schemes and the requirements of the Government Actuary's Department.
As a member of the Association of Pension Lawyers' Public Sector Sub-Committee she is involved in considering consultations, draft legislation and other proposals regarding public sector schemes. She uses her expertise to advise on a range of outsourcings – most often from local government, acting for administering authorities, councils and contractors, but also central government – as well as other transactions, including the rebuild of a hospital and several large scale voluntary transfers.