Expertise

Charlotte is a Legal Director in the firm's Tax & Structuring Group and has over 20 years' experience of providing specialist advice on a broad range of corporate, real estate and finance transactions, with a particular focus on private equity and financial services. Before joining AG, she spent over 5 years in the tax team of a US law firm following a similar period in the tax team of a magic circle firm and she continues to handle a range of household name clients at AG.

Charlotte has significant experience advising banks and other financial service providers on a wide variety of projects ranging from retail banking transactions through to loan portfolio sales and standalone tax advisory work.  Recent examples of projects she has worked on include:

  • providing tax structuring advice to Phoenix on its acquisition of a majority stake in Mobius Life, taking into account limitations imposed by the Solvency II regime
  • advising a UK mortgage provider on the structuring and launch of an equity release mortgage product and on a number of mortgage portfolio sales
  • advising Rathbone Brothers Plc on the acquisition of Scottish wealth manager Speirs & Jeffrey
  • advising an asset finance provider on the sale of certain offshore asset finance operations (comprising personal and business, motor vehicle, marine and aviation lending) to a consortium and on separate portfolio sales of motor finance agreements
  • advising UK financial service providers on the VAT aspects of commissioning and carrying out banking operations on IT platforms, and on other innovative outsourcing and banking solutions
  • acting for a company with corporate and individual stakeholders on the restructuring of its care home portfolio to facilitate a refinancing and a series of sale and leaseback transactions
Publications
  • "Recent Trends in TOGCs" published in TaxAdviser, July 2017
Languages
  • Spanish - fluent
  • French - good command
Professional Memberships
  • Member of the VAT Practitioners' Group