Expertise

Louise is a Legal Director in in the Social, Sustainable and Green Finance property security team. Louise is an experienced property lawyer and has over 10 years experience in advising both funders and Registered Providers (RP) and now acts predominantly for funders. Louise has a wide range of experience acting on the property aspects of charging large portfolios of properties for bank lending, bond issues, private placements and refinancing including negotiation or preparation of certificates of title and/or other due diligence and ensuring compliance with conditions precedent. Louise also has experience on the property aspects of RP amalgamations, transfers of engagements, group restructures as well as traditional bilateral, syndicatable lending and allocations under Security Trust Deeds. Louise's experience extends to acting for funders and trustees in relation to both For Profit and Not for Profit RP's.

Louise has also previously acted for RP's on residential conveyancing including shared ownership leases, plot sales, site acquisitions and site set up and property charging.

Louise has acted for numerous funders and security trustees in the sector including Barclays Bank PLC, Santander (UK) plc, The Royal Bank of Scotland plc, HSBC Bank plc, Prudential Trustee Company Limited, Law Debenture Trust Corporation p.l.c. and Lloyds Banking Group.

  • acted on a large amalgamation of two housing associations where the number of properties involved was circa 12,000
  • acted on a large multi lender refinancing of a housing association involving circa 8,000 properties
  • acted for various new entrants in to the market.