Regulatory tightening in P2P platforms


The FCA is consulting on draft Handbook rules for crowdfunding platforms, both peer-to-peer (P2P) lending and investment-based platforms (CP18/20). These changes are a response to the FCA's observations of poor business practices that it believes may cause harm.

The proposals could have significant impact on business models of some platforms.

Click here for our 3-page analysis, including on marketing restrictions, risk management, public disclosures and wind down resolution plans.

Key contacts

David Ellis

David Ellis

Partner, Financial Regulation
London

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Lorna Finlayson

Lorna Finlayson

Partner, Financial Regulation
Edinburgh

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Brian McDonnell

Brian McDonnell

Partner, Financial Regulation
London

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Daren Kemp

Daren Kemp

Principal Knowledge Lawyer, Financial Regulation
London

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