Rebecca is a well-respected financial regulatory practitioner. Rebecca has built a strong reputation for being proactive in payments innovation and open banking industries. She is known for providing pragmatic legal advice and having considerable market insight. She is frequently engaged to provide industry wide advice via trade associations relating to PSD2 and open banking, and in particular, the future strategy for open banking payments.
Relevant experience includes:
- Advised a clearing bank on its future of banking API initiative involving partnering with a range of technology developers / service providers to provide different ways for people to access their services. This instruction involved assisting with the development of a new consumer protection model for payments an account holder makes to a merchant via account transfer (using open banking solutions), rather than a card payment.
- Invited by UK Finance to join special working group feeding into JROCs consultation on the future of open banking. Rebecca was asked to lead discussions with key industry stakeholders on the development of a disputes and liability regime.
- Appointed by UK Finance to support it in investigating industry appetite for the standardisation of arrangements relating to a new payment type (variable recurring payments) and the means by which standardisation might be achieved.
- Advised a large clearing bank on the structural and regulatory considerations of delivering an alternative deliver an access to cash solution.
- Advised a technology company on the structuring of its platform which uses digital solutions to help deliver humanitarian assistance to hard-to-reach communities.
- Payment Services Bulletin, Thomas Reuters, 2016
- UK Finance Guidance on PSD2, 2019