Ruby is a dual qualified highly experienced, consumer credit solicitor, regulatory policy and compliance specialist. 

Ruby gained a solid foundation of advising on financial regulation working at the Office of Fair Trading as a lawyer (general consumer and consumer credit) before moving on to the FCA for a good number of years. In her time at the FCA she worked in the Enforcement Division leading enforcement cases against both firms and individuals, Supervision Division and Policy Division where she specialised in consumer credit and the Consumer Duty. At AG Ruby focuses on working with clients to provide support to ensure compliance with FCA regulatory requirement. This ranges from supporting applications for FCA authorisation and other regulatory applications, governance and SM&CR, compliance assurance reviews and regulatory engagements.