Regulatory tightening in P2P platforms

The FCA is consulting on draft Handbook rules for crowdfunding platforms, both peer-to-peer (P2P) lending and investment-based platforms (CP18/20). These changes are a response to the FCA's observations of poor business practices that it believes may cause harm.

The proposals could have significant impact on business models of some platforms.

Click here for our 3-page analysis, including on marketing restrictions, risk management, public disclosures and wind down resolution plans.