Toni-Siobhan is an Associate in Addleshaw Goddard's Corporate Department, based in the London office. Toni-Siobhan advises banks, asset managers, insurers and other firms on their dealings with regulators and their compliance with regulatory requirements.
Toni-Siobhan worked in the City for a number of years before joining Addleshaw Goddard as an Associate. She developed her compliance background in a leading US investment bank and UK international law firm for 4 years. Toni-Siobhan has experience advising FTSE 100 companies and investment banks on how to comply with the UK regulatory landscape, including the sale and marketing of investment products under MiFID II and CSDR, proceeds of crime and money laundering legislation.
Toni-Siobhan trained in-house at NatWest Group where she advised on syndicated and non-syndicated bond issues and group disclosure obligations within Treasury, she acted as arranger and dealer on EMTN debt issuance programmes within NatWest Markets, she completed 6 months in the bank's Financial Services Litigation team and was seconded for 6 months to Allen & Overy's Financial Services Regulation team where she advised a client how to set up a regulated UK bank under the PRA/FCA regime, assisted clients in building their post-Brexit operating models, drafted intra-group credit facility agreements, advised private equity funds acquiring banks under the 'change in control' regime, and delivered training on MREL resolution strategies.
Her recent experience includes:
- advising a bank, insurer and fund manager on aspects of the supervised run-off and contractual run-off regimes under the Financial Services Contracts Regime that will enable firms and funds which passport into the UK to continue to service UK contracts entered into prior to the end of the transition period, in order to wind down their UK businesses in an orderly fashion.
- advising a bank in relation to the FSCS levy contribution it is liable to pay in relation to its CLII-4 structured deposit provider business.
- advising a pension provider on the eligibility of T1 capital instruments and the proposed conversion of a T2 existing loan into T1 additional shareholder capital being introduced in accordance with the Capital Requirements Regulation and provisions within the FCA Handbook.
- providing cross-border advice to a bank on merchant acquiring and the provision of payment gateway services under PSDII.
- advising start-up banks on the eligibility of capital instruments under the Capital Requirements Regulation and drafting legal opinions.
- advising in relation to an FCA regulatory investigation into breaches of the Financial Services and Markets Act 2000 and the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001.