EXPERTISE

Michael is an Associate in the Financial Regulation team. Prior to joining Addleshaw Goddard, Michael was Legal Counsel at Bank of China (UK Limited and London Branch) and trained as a solicitor at a global law firm in the City. In addition to advising on financial markets and funds matters, Michael is developing a specialism in our Payments and Consumer Finance practices, both of which are ranked "Band 1" in Chambers and Partners. 

Michael's experience includes:

  • Advising a global bank on the customer and regulatory journey of its mobile application based SME savings account.
  • Advising a US fin-tech on gaining authorisation for debt-administration and debt collection in the UK.
  • Advising a number of listed and private corporate clients on mandates pertaining to outsourcing, open banking, regulated lending and consumer finance.
  • Assisting a global software and technology company on its limited network exclusion notifications regarding its gift card programme to over a dozen EU regulators as a result of PSD2. 
  • Advising a global bank on the Consumer Credit Act aspects of its Coronavirus Business Interruption Loan Scheme (CBILS) products.
Year Qualified
  • 2019
Education
  • University College London, LLM, Corporate and Banking, 2016
  • University of Law, London Moorgate, LPC, 2015
  • Durham University, LLB (Hons), 2014
Languages
  • English
  • Cantonese 
  • Mandarin