Expertise

Susan has specialised in social housing since 1998 and has gained experience in most areas of social housing including housing management and low cost home ownership, property and refinancing in that time.

Susan leads the team's housing management and deals with issues that will arise under Housing & Estate Management on a daily basis for almost all of our RSL clients, having acted as a general advisor to many of them since their inception as stock transfer landlords.

In addition to her housing management skills Susan has substantial experience in property matters for our social housing clients and has acted in all aspects of development conveyancing from site acquisition through to detailed Deeds of Conditions and ultimate disposals to owner occupiers. Susan also leads the low-cost home ownership unit in Scotland and uses her experience in dealing with large social housing portfolios to manage the case management system for residential portfolio sales and plot sales.

More recently Susan has developed an interest in the role of social landlords as factors following on from the Property Factors (Scotland) Act and now regularly assists clients in a full review of their factoring service including rewriting their Written Statement of Services, providing new appointment documentation and advising on title deeds as well as providing in-house training to the clients' factoring teams through to advising on methods to secure repayment from owners.

Having worked almost exclusively in our social housing team for 18 years Susan is established as one of the most experienced lawyers in this sector in Scotland. However, Susan's involvement in the sector goes further than purely as a legal adviser. She is a Committee Member and currently Chair of Ore Valley Housing Association, this has given Susan huge insight into the business of running an RSL and allows her to balance the legal advice she provides to clients with practical and business considerations.

In addition, Susan's high profile within the sector is recognised by others including the Scottish Government who instructed her in relation to the new Housing (Scotland) Act 2014 and the Chartered Institute of Housing for whom she delivers the Housing Law training series as well as delivering in house training on their behalf to social landlords, local authorities and others including the Scottish Housing Regulator.

Experience
  • Paragon Housing Association – Susan led the property team in securing over 900 units in a £20 million refinance for Paragon Housing Association. The deal involved a £10 million standard debt from Royal Bank of Scotland and £10 million bond funding from GB Social Housing plc.
  • Scottish Government – Susan secured our first instructions on a housing matter from the Scottish Government based on a recommendation from the Chartered Institute of Housing. Susan was instructed to prepare training packs on the new Housing (Scotland) Act 2014 and also to revise the model Scottish Secure Tenancy. This was a significant win as we are not on the panel for the Scottish Government but we were able to secure this work as a result of Susan's reputation in the sector.
  • Year qualified - 1995
Professional memberships
  • Law Society of Scotland
  • Notary Public
Testimonials

"Susan was an integral part of our overall team of advisors on our bond refinance. Her experience in dealing with other bond transactions was invaluable in getting the deal in place and completed in tight timescales and her detailed knowledge of our title deeds meant she was able to identify potential issues at an early stage and ensure they did not impact on the deal. We have worked with Susan for almost 20 years now and there is little she does not know about social housing law and can always be relied on for sound practical advice."
Margaret Torrance, Director, Paragon Housing Association